Smart Asset Allocation is the Key to Stress-free Retirement Days
Note to: Clients of Yudhajit Financial Services
From: Yudhajit Baul
Date: 07/02/2025
Re: Smart Asset Allocation is the Key to Stress-free Retirement Days
Whenever you hear the word asset allocation, the first question that strikes the mind is, ‘Why does it matter’? In simple words, asset allocation is a shield to your retirement. It ensures that your savings last, providing utmost growth and stability during retirement.
The strategy does differ as per the goals of a person. One of the common strategies is the 60-40 rule, i.e., allocating 60% to equities and 40% to bonds, which could differ from 70-30 according to your future plans and goals, which would lead you to higher returns—that's where you need YFS.
3 Highlights of Asset Allocation:
● Through asset allocation, you could learn the importance of diversification. Investing across mutual funds, real estate, and fixed deposits doesn't only reduce risks but also assure high returns.
● It helps you to maintain liquidity for emergencies. Unexpected expenses can knock you off your feet, being ready with some savings or liquid assets is essential.
● Keep reviewing and adjusting your portfolio regularly, it would help you align your allocation with your evolving goals.
Everyone wants to enjoy a secure and stress-free retirement, and smart asset allocation is the key. Enjoy your golden years with financial independence. Plan wisely with YFS today!