{"id":2,"date":"2025-05-22T06:50:09","date_gmt":"2025-05-22T06:50:09","guid":{"rendered":"https:\/\/yudhajitfinancialservices.com\/blog\/?page_id=2"},"modified":"2025-06-10T12:33:16","modified_gmt":"2025-06-10T07:03:16","slug":"home-page","status":"publish","type":"page","link":"https:\/\/yudhajitfinancialservices.com\/blog\/","title":{"rendered":"Our Insights"},"content":{"rendered":"

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YFS Updates<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\t3 Things Tax Planning Is NOT<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>April 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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As the financial year progresses, many people start thinking about tax planning. Unfortunately, it is often misunderstood. For many taxpayers,...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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YFS Updates<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tThe Salary Hike Paradox: Why Higher Income Doesn\u2019t Always Build Wealth<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>April 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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A salary hike is often seen as the reward for hard work and career growth. Promotions bring better pay, lifestyle...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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YFS Updates<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tThe Hidden Cost of Keeping Too Much Money in Savings Accounts<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>April 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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For many people, a healthy savings account balance feels reassuring. It signals discipline, safety, and preparedness. In uncertain times, holding...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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YFS Updates<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tWealth Management for Women: 5 Financial Challenges and How to Navigate Them<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>April 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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"A woman with a voice is, by definition, a strong woman." \u2014 Melinda French GatesToday, that voice is also being...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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YFS Updates<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tThe Portfolio \u201cJunk Drawer\u201d: Your Investments Need a Regular Clean-up<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>April 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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Most people don\u2019t realise it, but their investments slowly turn into a junk drawer. A policy bought for tax saving....<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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YFS Updates<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tHow to Manage Money as a Newly Married Couple: Smart Financial Planning Tips<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>April 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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Marriage changes many things, including how you manage money. When two people come together, so do their financial habits, goals,...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tThe Tax-Saving Illusion: Why saving tax alone won\u2019t create wealth<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 15, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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Every year, as the financial year ends, the rush begins. Last-minute investments. Quick insurance purchases. Random policies. All for one...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tHedonic Adaptation: How it Affects Savings and Investments<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 15, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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In behavioural finance, one concept that quietly impacts our money decisions is hedonic adaptation. It\u2019s the tendency for people to...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tYour Salary Grew This Appraisal Season. Did Your Financial Plan?<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 15, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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Appraisal season brings relief and excitement. A higher salary feels like progress, validation, and security. But for many professionals, this...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tShould You Invest in Multi-Asset Allocation Funds in 2026?<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 15, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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Should You Invest in Multi-Asset Allocation Funds in 2026?As markets evolve, many investors are looking for solutions that balance growth...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tBest 10 Tax Saving Investment Options Other Than 80C<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 15, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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It\u2019s ITR season. And if you\u2019ve already maxed out your Section 80C limit, don\u2019t worry. There are still smart ways...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tBreaking Biases: How to Make Smarter Investment Decisions<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 15, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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Investing is not just about numbers, it\u2019s about mindset. But what if your mindset is working against you? Unconscious biases...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tWhy Doing Nothing is Still a Financial Decision<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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For many people, \u201cdoing nothing\u201d with money feels harmless. Letting cash sit in a savings account, postponing investments, or waiting...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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\r\n\t\t\t\r\n\t\t\t\t\"India\u2019s\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t\t\t\t
Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tIndia\u2019s Sandwich Generation: How To Plan Supporting Children and Ageing Parents Simultaneously<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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Many Indian families today find themselves in a unique financial position sandwiched between supporting children and ageing parents at the...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tAre you Protected or Are You Just Paying Premiums?<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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January brings a sense of reset. New calendars, new goals, and a chance to correct what has quietly drifted off...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tKey Differences Between Risk Tolerance and Risk Capacity And How to Align Them<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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Understanding risk is at the heart of good financial planning. Yet many investors confuse two important concepts: risk tolerance and...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tWhy Insurance Needs to Be a Part of Your Inheritance<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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When you think of inheritance, you might picture property, bank accounts, or investments. But there\u2019s one important asset people often...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tThe Hidden Cost of Pausing your SIPs<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>March 6, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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As the year ends, many households are nursing the after-effects of festive spending. Travel, gifts, celebrations, and lifestyle indulgences often...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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\r\n\t\t\t\r\n\t\t\t\t\"Thematic\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t\t\t\t
Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tThematic Investing: The Psychology Behind It, Risks, and Who Should Invest<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>February 23, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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Thematic investing is rising fast. But what exactly is it and is it right for you?What are Thematic Funds?Thematic funds...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>
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\r\n\t\t\t\r\n\t\t\t\t\"Understanding\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t\t\t\t
Equity Fund<\/a><\/div>\r\n\t\t\r\n\t\t

\r\n\t\t\tUnderstanding Outcome Bias: Why Investors Must Look Beyond Results<\/a>\r\n\t\t<\/h2>\r\n\r\n\t\t\t\t
\r\n\t\t\t<\/i>February 23, 2026<\/span>\t\t<\/div>\r\n\t\t\t\t
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In investing, good outcomes don\u2019t always mean good decisions. This is where Outcome Bias misleads investors. It happens when you...<\/div>\r\n\t\t\t\t\t\t\tRead More<\/a>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/div>\t<\/div>\r\n\t\t
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Load More <\/i> <\/span><\/div>\r\n\r\n\t\t\t<\/div>\r\n<\/div><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":140,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-fullwidth.php","meta":{"footnotes":""},"class_list":["post-2","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nOur Insights - Yudhajit Financial Services<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/yudhajitfinancialservices.com\/blog\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Our Insights - Yudhajit Financial Services\" \/>\n<meta property=\"og:url\" content=\"https:\/\/yudhajitfinancialservices.com\/blog\/\" \/>\n<meta property=\"og:site_name\" content=\"Yudhajit Financial Services\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/share\/1HwXGmuiHF\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-10T07:03:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/yudhajitfinancialservices.com\/blog\/wp-content\/uploads\/2025\/06\/page_05_Blog-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2014\" \/>\n\t<meta property=\"og:image:height\" content=\"580\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/yudhajitfinancialservices.com\/blog\/\",\"url\":\"https:\/\/yudhajitfinancialservices.com\/blog\/\",\"name\":\"Our Insights - 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